Sukoon tracks every credit card, loan and EMI in one place, builds you a payoff plan that actually fits your life, and quietly logs your daily spends from UPI, bank SMS, or a shared screenshot — no manual entry, no judgment.
Total debt remaining
₹2,84,500
Your debts
HDFC Credit Card
₹42,300
Bike Loan EMI
₹68,900
Personal Loan
₹1,73,300
Saved ₹4,200
in interest this month
Debt-free by
Mar 2027
Trusted by people quietly turning their finances around
18,000+
debts tracked
₹32 Cr+
paid off by users
4.7★
average app rating
92%
stick to their plan
Between three credit cards, a bike EMI and a personal loan, it's normal to lose track — and to feel a quiet dread every time your due-date reminders go off. You don't need another app that guilt-trips you into a budget you'll abandon in a week.
You need to see the whole picture, clearly, in one place — and a plan that tells you exactly what to do next.
Features
Four tools that work together so your finances stay organized without you lifting a finger every day.
Choose the avalanche method to save the most on interest, or snowball to knock out small wins fast — Sukoon builds the schedule and shows you the exact date you'll be debt-free.
Reads your UPI and bank SMS the moment you spend. Or share a screenshot to the app, or upload a statement — Sukoon does the rest.
See exactly where every rupee goes — by category, merchant and month — automatically sorted, zero spreadsheets.
Gentle nudges before every EMI and card due date — timed to help you avoid late fees, never to make you feel bad.
How it works
No lengthy setup, no linking accounts you're not comfortable linking.
Enter your cards, loans and EMIs in under two minutes — balance, interest rate, and due date is all it takes.
Sukoon quietly reads your UPI and bank SMS — or a shared statement — to log expenses automatically, in the background.
See exactly which debt to attack first, how much extra to pay, and the date you'll finally be debt-free.
Inside the app
Payoff Plan
Debt-free date
March 2027
Avalanche methodHDFC Credit Card
36% APR · pay extra ₹6,000/moBike Loan EMI
14% APR · minimum onlyPersonal Loan
11% APR · minimum onlyThis month
Total spent
₹38,240
12% vs last monthSpend Analytics
Real stories
"I had four different due dates in my head and it was exhausting. Now I open one app and know exactly what to pay and when. My card debt is almost half of what it was."
"The SMS auto-capture is what sold me — I stopped logging expenses manually within a week because I simply didn't need to anymore."
"It never once made me feel bad about my loans. Just a clear plan and a date. That's all I needed to actually start."
Pricing
No hidden fees. Cancel anytime, no questions asked.
₹0 / forever
Everything you need to get a first clear picture.
₹149 / month
For anyone serious about becoming debt-free faster.
FAQ
Join thousands of Indians building their payoff plan with Sukoon — free to start, always at your own pace.
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